The Belted Kingfisher (Megaceryle alcyon) is native to a wide range across North America. Its geographical distribution includes much of Canada, the United States, Mexico, and parts of Central America during its non-breeding season.

The Belted Kingfisher typically inhabits areas near bodies of water such as rivers, lakes, streams, and coastlines. It prefers areas with clear, slow-moving water and abundant fish populations, which are essential for feeding. The environmental conditions in these habitats often include temperate to boreal climates, with some southern populations experiencing subtropical conditions during the winter migration.

As a piscivorous bird, the Belted Kingfisher primarily feeds on fish, which it catches by diving into the water from a perch. This species is also known to consume amphibians, crustaceans, and small aquatic invertebrates. Its presence near water bodies helps in controlling fish populations and indicates a healthy aquatic ecosystem. The kingfisher's distinctive hovering and diving behavior make it well-adapted to its role in aquatic ecosystems.